The Wallet tab is your home base in Pays Wallet. Here's everything you'll find there and how to use it.

Portfolio Balance

At the top of the Wallet tab, you'll see your total portfolio balance. This is the combined value of all your crypto assets across every supported network (Base, Arbitrum, Optimism, and Polygon), shown in your local currency.

Hiding Your Balance

Want some privacy? Tap the balance to hide it. Tap again to reveal. This is handy when you're using the app in public.

Your Assets

Below your balance, you'll see a list of all the tokens you hold. Each one shows:

The token name and symbol
Your balance (how many tokens you have)
The current value in your local currency
Price change indicators

Tap on any token to see more details, including its price chart and transaction history for that specific asset.

Activity / Transaction History

Switch to the Activity view to see all your recent transactions — sends, receives, swaps, card top-ups, and more. Each transaction shows the type, amount, date, and status. Tap any transaction for full details.

Quick Actions

From the Wallet tab, you can quickly access:

Send — Transfer crypto to a wallet address or email, or withdraw to your bank.
Receive — Get your wallet address or QR code, or deposit from your bank.
Swap — Trade one token for another.

Pull to Refresh

Balances and activity update automatically, but you can always pull down on the screen to force a refresh and get the latest data.

Empty Wallet State

If you're new and haven't added any funds yet, you'll see a friendly prompt suggesting ways to get started — like buying crypto or receiving a transfer from a friend.

Questions about your balance or assets? Tap the chat icon for help.

Understanding Your Wallet & Portfolio